Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.
Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.
Home Dreams, Realized
Discover the dynamic duo that will help you achieve your home goals. Whether it’s a purchase or refinance, GENCO Federal Credit Union and Member First Mortgage, LLC (MFM) unite to offer a variety of loan programs to meet your needs.
- Wide range of loan offerings
- Affordable down payment options
- Competitive rates & closing costs
- Expedited closings
- Easy online application
Budget Friendly Solutions
Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.
“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”
Owning a home is likely the biggest investment of your life — whether you’re looking to buy a new home, leverage equity you already have in yours, or sell your home, we can help!
What To Expect
A mortgage is one of the biggest purchases you make. Watch this video for a quick guide on the process, and what to expect. Click below for more helpful videos.
Mortgage Calculators
Homebuying Guide
Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.
Complete our mortgage application to begin your journey to owning your new home!
34%
0
RAISED
$376,943
OUR GOAL
$1,000,000
John Forsyth, Lead Researcher, The Canadian Polar Insitute
GENCO Federal Credit Union and Member First Mortgage, LLC (MFM) unite to offer a variety of loan programs to meet your needs. If you have questions and want to talk to GENCO about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today:
Mortgage Consultant
Contact Us Today
RESOURCES
KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE
We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.
Mortgage Calculator
Member First Mortgage
Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.
Continue Your Application
Have you already started completing a mortgage application? Finish your application today!
*Available on all purchase and refinance applications, in the State of Texas only, for a primary residence using a conforming conventional loan portfolio product with GENCO Federal Credit Union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 10% cash down payment required by the borrower with 90% financing on a purchase with a loan amount of $297,000. 30-year Conventional Rate/APR based on 360 monthly principal & interest payments of $1,779. Monthly payments reflect principal & interest only, they do not include taxes, insurance, or Private Mortgage Insurance (PMI). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC is a partner of GENCO Federal Credit Union. Jeff Prince, NMLS #287901, is authorized to act as agent of GENCO Federal Credit Union (731 N. Valley Mills Drive, Waco, TX 76710 | Phone: (254) 776.9550 | NMLS ID: 631166) and is authorized to represent Member First Mortgage, LLC, is a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
*Jeff Prince is authorized to represent Member First Mortgage, LLC.For MLO licensing information, please visit NMLS Consumer Access.
Tell Us About Yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
Tell us about yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options*.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
From application to closing, our expert mortgage team will ensure that you stay informed. Watch this video to learn how to apply.
How to Apply
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.
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I want to refinance
Change the terms of your mortgage to secure a lower monthly payment, switch your loan terms, or consolidate debt.
I want to refinance
Change the terms of your mortgage to secure a lower monthly payment, switch your loan terms, or consolidate debt.
Learn About Home Loans
Ask About Our New Fixed Rate Mortgage
30 Year Fixed: 5.99% / 6.166% APR
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Ask About Our New Fixed Rate Mortgage!
30 Year Fixed: 5.99% / 6.166% APR
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